Hello, I’m Fatemeh Carter. I’ve been helping clients in Oregon, Washington, California & Idaho get that perfect home loan since 2002. Buying a home can be difficult and intimidating, but I’m here to provide personal, caring support during your loan process. I treat all my clients like family.

How Long Must Home Buyers Wait After a Bankruptcy Before Obtaining Financing?

After a bankruptcy, foreclosure, short sale or loan modification, how long must prospective home buyers wait before obtaining credit for a conventional home loan, USDA loan, FHA loan or VA loan? Mortgage Broker Fatemeh Carter reviews wait time requirements for each type of mortgage. Conventional Chapter 7 and chapter 11 Bankruptcy: 4 years from discharge or dismissal date. If there are extenuating circumstances, then 2 years. Chapter 13 bankruptcy: 2 [...]

Top 10 Tips to Follow During Your Mortgage Application Process

Set yourself up for success! Give yourself the best possible advantage when applying for your mortgage. Avoid these common mistakes that can hinder the loan application process: Changing jobs, becoming self-employed or quitting your job Buying a car, truck, van or timeshare Using credit cards excessively or letting current accounts fall behind Spending money you have set aside for closing Omitting debts or liabilities from your loan application Buying [...]


Fatemeh walked my husband and I through a refinance last month. She was amazing throughout the whole process. We were able to get everything done via simple e-sign documents over email while we on vacation! And the interest rate that we got through Finance of America beat our other lenders by 0.25%. We are now busy updating our kitchen (and increasing the value of our home in a tough housing market) thanks to Fatemeh and her expertise!

Shannon R., Portland, OR

Fatemeh FAR exceeded our expectation in a mortgage lender! She not only got us a home run rate (even better than our credit union could) but she was professional, kind, and knowledgeable! This was our first buying experience and she really took us under her wing and made sure we understood everything. She fought for us and I will ALWAYS be grateful for the blessing she was to us!!!

Kayla M., Portland, OR

When my partner and I decided to buy a house we had no idea what to do. We met Fatemah and she helped us every step of the way. She introduced us to a great realtor and guided us through every step. Fatemah was there day and night to help us deal with every issue. We trust Fatemah and that was a must for this. I would absolutely recommend her and her team to anyone is is buying a home.

David D., Portland, OR

I am a Realtor here in the valley and have had the privilege of working with Fatemeh. Our recent transaction was one of the smoothest transactions I have had a long time and we actually were able to close early which was next to impossible in our market. She is very sweet and her processor is extremely quick to respond which is extremely rare! I highly recommend her to clients! Anyone will be in good hands with Fatemeh and her team!!! Keep up the good work Fatemeh

Shawna Y., Salem, OR
Go to Top