REFRAIN FROM:

1. Changing jobs, becoming self-employed or quitting your job
2. Buying a car, truck, van or timeshare
3. Using credit cards excessively or letting current accounts fall behind
4. Spending money you have set aside for closing
5. Omitting debts or liabilities from your loan application
6. Buying furniture
7. Originating any inquiries into your credit
8. Making large or cash deposits without checking with your loan officer
9. Changing bank accounts
10. Co-signing a loan for anyone

You should plan to celebrate at loan closing by following these ten simple steps. Remember not to schedule a vacation around closing time!